Bring us your ideas. We’ll guide and mentor you through every step of the process.
FIX & FLIP PRIVATE HARD MONEY LENDING
Structured for the complete cycle of buying, providing funding for renovation, and reselling investment properties.
1 YEAR
LOAN TERM LENGTH
We offer a 1-year term to give you the time you need to maximize your investment and ensure you're in the best position to sell.
$250,000 - $950,000
LOAN AMOUNT
We specialize in loans from $250K to $950K — and we hold and service every note ourselves. That means we work directly with you from start to finish.
DRAW FUNDING IN 5 DAYS OR LESS
FAST DRAWS
Time is your most valuable asset. Our team ensures you get repair funds quickly so your project stays on schedule.
RESTORE IT
FIX IT
Consider us as apart of your team. Lean on us for resources, advice and strategic support.
GROW IT
We’ve been where you are. Real estate helped our founder achieve financial independence - and we’re committed to helping you do the same.
Path to Approval
Call or Email Us
We'll evaluate your project to see if it's the right fight for both of us. If you need help getting MLS sales data, we can pull comparables for you as a courtesy.
Right-Sized Down Payments
We approve deals without strict credit requirements—though strong financials are always a bonus. Rebuilding your credit? That’s okay. We know these projects can help you get there.
Streamlined & Professional
- Copy of your purchase agreement
- Project budget (download example)
- After Repair Value (ARV) estimate
- Corporate documents (if purchasing under a company name)
Investor-Friendly
Get your insurance in place, and we’ll coordinate everything with the title company. This is also the perfect time to connect with your contractors so you can start work immediately after closing.
Fix And Flip Loan FAQs
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Hard money loans focus on the property's value and your project plan rather than extensive credit checks and income verification. We offer faster approval (often within 24-48 hours), shorter loan terms (typically 6-12 months), faster losings (1-3 weeks), and more flexibility for investors who need to move quickly on deals.
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Your down payment is a function of how good of a deal you’re getting! We’ll fund up to 75% of the fixed up/completed value, known as the ARV (after repaired value). This includes the purchase price and funds for repairing the home. For example, on a home with an ARV of $300,000, we would loan up to $225,000 for the purchase price and repair funds. Our team is happy to review this math with you!
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We finance single-family homes, townhomes, and small multifamily properties (typically 2-4 units) located in Texas. The property must have clear fix-and-flip potential with a viable exit strategy.
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Most loans include extension options for an additional fee. It's important to build realistic timelines and some buffer into your project plan. We'll work with you if delays occur, but extensions do increase your costs.
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Common fees include origination fees (typically 2-3 points), appraisal fees, inspection fees for draws, and potential extension fees if you need more time. We'll outline all costs upfront in your term sheet so there are no surprises.
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Basic requirements include: property address and purchase contract, detailed rehab budget and scope of work, comparable sales for ARV determination, photo ID, and proof of down payment funds. We keep the paperwork minimal compared to traditional lenders.
BOARDWALK FUNDING DIFFERENCE
Our rapid closings and efficient draw process enable borrowers to secure more opportunities and complete projects ahead of schedule.
Quick, Dependable Capital
Independently owned and operated. Our team combines local market insight with real construction experience.
Regional Expertise
We retain all our loans in-house and handle servicing internally. This ensures we're your partner from closing to payoff.